Do you want to be rich? Of course you do! C’mon, we all want to be rich.
And you deserve to be rich, you really do. You deserve wealth, health and happiness. But in order to get there, you’re going to need to stop doing a few things.
For starters, you need to stop paying full price for everything — pronto. And you need to stop keeping all your eggs in one basket, like a rookie. And you need to stop handing over so much of your hard-earned money to credit card companies and insurance companies.
Basically, you need to take back control and stop leaving your finances on autopilot.
In other words, if you want to be rich, you need to act more like rich people act.
We’ve got some smart and helpful ideas for how you can do this. Not all these tips may apply to you, but some of them will, so make sure to read them all.
1. Stop letting your debt spiral out of control
Worrying about debt is probably the worst way you can spend your time, and paying interest and late fees is the worst way you can spend your money.
If you’ve got a problem, the sooner you deal with it, the better.
If you have over $10,000 of debt, National Debt Relief is one of the most respected providers of debt relief in the U.S.
They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also are top-rated by Top Consumer Reviews, Top Ten Reviews, ConsumersAdvocate.org and ConsumerAffairs.
You simply fill out a form on the company website, then a debt coach will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free. There’s no upfront fee and no obligation to get started.
National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt. Ready to start a new, happier chapter of your life?
Don’t wait another minute. Check them out right now.
2. Stop losing $1,025 on your car insurance
How would you feel if you found out you’re throwing away $1,025 annually just to pad some insurance company’s bottom line?
It’s very possible. But there’s only one way to know for sure.
Take a minute and use This new insurance shopping tool from FinanceBuzz. It can tell if you’re overpaying for your car insurance with just a few clicks.
Savings will vary by driving history and how many discounts you’re eligible for, but don’t be surprised if you can find the same coverage for hundreds less. And if not? You’ll get peace of mind by knowing you’re already getting the best possible deal.
To find out if you’re losing up to $1,025 or more a year, just click this link, answer a few questions, enter your zip, email, and phone, and within 2 minutes you’ll see if you qualify for a lower rate.
3. Make your home work harder for you
Why settle for less when you can create the home of your dreams right where you are? Or use the cash for anything else you need?
With today’s soaring real estate prices, a home equity line of credit (HELOC) could be the answer to unlocking your home’s full potential without breaking the bank.
Instead of stretching your budget on an overpriced new home, tap into the equity you’ve built to finance those renovations you’ve longed for. Upgrade your outdated kitchen, build your dream master suite, or finally add that home office. But the flexibility doesn’t stop there – use your HELOC funds for other goals like consolidating debt, paying for education, taking a dream vacation and more!
The best part? HELOCs typically offer lower interest rates than credit cards or personal loans since they’re secured by your home’s equity. That means big savings while you build lasting value.
Don’t wait any longer to unlock your home’s potential. Visit Money.com’s home equity loan table today to easily compare HELOC rates from multiple lenders and find the most affordable option. With just a few clicks, you could be on your way to an envy-worthy dream home or funding anything else on your list!
Click Money.com home equity loan table here.
4. Diversify your savings with gold
One of the best ways to protect your savings is having money in different types of investments: ideally, ones that can go up when others are going down.
One investment that thrives in this scenario: gold.
Why Choose Bishop Gold Group?
Founded in 2017, Bishop Gold Group has rapidly become a trusted name in the precious metals industry. Backed by endorsements from Sean Spicer, Sebastian Gorka, and Ted Nugent, they’ve earned an A+ BBB Rating, a 4.6-star review on Trustpilot, and recognition as an NGC Authorized Dealer.
BONUS: Mention Ted Nugent for up to $10,000 in free silver with qualified purchase.
Gold’s scarcity and independence from government control make it an unparalleled store of value. Whether you’re a first-time buyer or a seasoned investor, their expert team is here to help you diversify your portfolio with confidence.
Get Started Today!
- Download your FREE Gold & Silver IRA Investment Guide.
- Discover how gold can shield your wealth from economic volatility.
- Take the first step toward financial security.
Don’t wait for the next market crash—secure your future now!
Click Here to Claim Your FREE Guide!
5. Double your retirement savings
To properly manage your money, work with a professional — it’s totally worth it. If you’re not doing this, you could be missing out on some serious financial gains.
A Vanguard study found that, on average, a hypothetical $500,000 investment over 25 years would grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a financial advisor. That’s twice as much!
If you’ve got at least $100,000 in investments, check out a free service called SmartAsset. You fill out a short questionnaire and instantly get matched with up to three vetted financial advisors in your area, all legally bound to work in your best interests.
Even if you don’t want help picking investments, an advisor can help lower your tax burden, create a comprehensive financial plan, maximize your Social Security, help with estate planning and making sure you’re on the right track. They can also be there in case one day, you’re not.
Using SmartAsset only takes a few minutes, and in many cases you’ll be offered a free consultation.
Nothing to lose and lots to potentially gain. Take a minute and check it out right now!
Please carefully review the methodologies employed in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”
6. Get a $300 bonus from this high-interest bank account
If you’re banking at a traditional brick-and-mortar bank, you’re getting ripped off. They’re charging you for checking account and paying a pittance on your savings.
Better idea? SoFi. They offer a combination checking-and-savings account, and if you set up direct deposit, you’ll currently earn a whopping 3.8% annual percentage rate. That’s eight times the national average.
Better yet, they pay you a cash bonus just for signing up!
Direct-deposit $5,000 or more within the first 25 days, you’ll get a $300 bonus. Direct-deposit $1,000 to $5,000, you’ll get a $50 bonus.
Other cool features:
- List
- Get paid up to two days early
- No overdraft fees or monthly fees
- Free use 55,000 ATMs nationwide
- Free paper checks, if you want them
- Deposits insured up to $2 million
- Earn up to 15% cash back using your debit card
Banking has changed. Time for you to change with it.
7. Stop ignoring easy money – up to $1,000 per month
Lots of companies let you earn money by filling out surveys, completing tasks, signing up for stuff, or playing games.
But FreeCash is in a league of its own.
Freecash boasts the fastest payouts (we’re talking instant!), with minimum withdrawals as low as $5. Plus, you can cash out with PayPal, crypto, gift cards – the choice is yours. FreeCash users have already earned more than $150,000,000!
So try FreeCash. It’s the fast, fun way to earn real cash. Don’t waste another minute – Freecash is waiting!
8. Don’t pay to fix your car
The cost of car repairs is skyrocketing. One shop told Consumer Reports that a decade ago, their average repair was $1,600. These days, the average bill is $4,000.
If you’re concerned about coming up with thousands of dollars for a repair bill, protect your investment with a CarShield auto warranty.
CarShield provides extended warranty plans of up to 24 months, and allows you to choose from at least six different plans, so you’ll only pay for the coverage you need. They cover cars up to 20 years old and offer flexible month-to-month plans so you’re not locked in for years.
CarShield has a network of thousands of ASE-certified repair shops, and they pay the repair bill. All you cover is the deductible. All their warranties include 24/7 roadside assistance and rental car benefits while your vehicle is being repaired.
ConsumerAffairs calls CarShield “a solid choice” for drivers of any age, and “particularly appealing” for those with older vehicles.
Take a minute right now and get a quote.
9. Don’t let home repairs eat your savings
Home repairs aren’t cheap. Whether it’s a leaky roof or a broken appliance, your castle can quickly crumble and cost you hundreds, or even thousands.
Unless, that is, a home warranty company has your back. Example? First American will protect you from giant bills by covering everything from home appliances to electrical, plumbing, heating and cooling systems — even pools and spa equipment.
They also allow you to customize your plan, so you only pay for what you need.
When something goes wrong, just call First American, day or night. The company has a network of prescreened technicians and typically dispatches an independent contractor within 48 hours.
Hey, if you’re handy and like to repair stuff yourself, that’s obviously the cheapest route. But if that’s not you, a penny spent now could save you big bucks later.
Get your free quote in 30 seconds.
10. Don’t make it harder on your loved ones
When you’re gone, your problems will be over. But the problems for the ones you leave behind will just be beginning.
Show your loved ones you care by creating a will, a trust or both. It doesn’t take much time and doesn’t cost much money. But it will save a ton of both for your family.
A will is a simple legal document that outlines how you want your assets to be distributed, and you can have one in minutes for $199.
A trust allows you to place conditions on how and when your assets are distributed to your beneficiaries. You can get one of these created for as little as $499.
An hour or two preparing these documents means providing for your family, minimizing potential conflicts, and potentially reducing estate taxes. Do yourself and your family a favor and at least check it out right now.
11. Steal this billionaire wealth-building technique
The ultra-rich have also been investing in art from big names like Picasso, Banksy, and Basquiat for decades. And it’s for good reason: Contemporary art sales have outpaced the S&P 500 by 43% over the last 30 years (1995-2024).*
Fine art’s appreciation and diversification potential has historically been out of reach. However, since their founding in 2017, a company called Masterworks has allowed everyday investors to get in on this otherwise exclusive investment. You can easily invest in shares of multi-million dollar artwork offerings featuring iconic artists, all without needing millions or art expertise. Masterworks’ experts take care of everything; from authentication and storage, to insurance and final sale of the asset.
To date, each of Masterworks’ 23 sales has individually returned a profit to investors, and with 3 illustrative sales Masterworks investors have realized net annualized returns of +17.6%, +17.8%, and +21.5% (among assets held 1+ year, not including unsold).
If you have at least $15k to invest (subject to waiver) and want to diversify a slice of your portfolio beyond stocks and bonds, skip the waitlist to invest with Masterworks. (Hurry; new art offerings can sell out quickly!)
Investing involves risk. Past performance not indicative of future returns. See Important Disclosures at masterworks.com/cd.
*Based on Masterworks analysis of internal sales index of Post-War & Contemporary Art market prices and S&P 500 annualized return (includes dividends reinvested) from 1995 to 2024. Masterworks investors cannot invest directly in this index.
